Home Mortgage Loans

Home Mortgage Loans

Buying a home does not have to be a complicated task! As the leading mortgage lender in Lincoln Parish and surrounding areas, Bank of Ruston can help you navigate the process. We'll get you ready to find and buy your dream home!


Our online mortgage tools offer easy, convenient shopping for the best loans and rates. And we also provide the assistance of experienced loan officers to guide you through, so you get the right loan to meet your specific needs.

Summary
  • Low competitive rates
  • A variety of terms to fit your needs
  • Free pre-approvals for better buying power
  • Quick approval
  • No pre-payment penalties
  • Decisions made right here in Lincoln Parish
  • Refinancing available
  • Personal service you know and trust

Please visit our Online Mortgage Center, where you will find ample resources and information on home purchasing basics, types of loans, rates, calculators, online applications, and more! And if you wish to speak to us in person, come see one of our mortgage specialist at our Farmerville Highway branch and they'll be happy to help you!




These materials are not from HUD or FHA, and have not been approved by HUD or a government agency.

Reverse mortgages

If you are over 62 years of age, you can convert part of the equity in your home into cash to use for almost anything. Pay off debts, cover basic monthly living expenses, or pay for health care. Our friendly experts can help you understand and find the option that's right for you.

  • Turn your home equity into cash
  • Use it for almost any need
  • Pay debts, living expenses, health care, and more
  • Quick, local decision-making
  • Personal service you know and trust

These materials are not from HUD or FHA, and have not been approved by HUD or a government agency.

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