Personal Savings

Easy to open. Easy to use. Easy to save. Our savings account products are designed to help give you the peace of mind in knowing that you have a nest egg. Our Junior Saver, for depositors under 18, gets you started early.

Open Online Today!


to Open
Annual Percentage Yield (APY) Minimum Balance to Earn Interest Monthly Service Charge Additional Information
Kasasa Saver n/a If monthly qualifications are met on Kasasa Cash:  1.15% for balances up to $15,000 and 0.50% for balances over $15,000.

If monthly qualifications are not met, 0.05% on entire balance.
$0.01 n/a Kasasa Saver is linked to Kasasa Cash checking account.  Kasasa Cash rewards, including interest and ATM refunds, are transferred to Kasasa Saver each month.

Kasasa Cash Monthly Qualifications

1. Have 12 debit card purchases post and settle your account

2. Receive your monthly account statement electronically

3.  Have one direct deposit of automatic payment (ACH) post and settle 

See Kasasa disclosures below.
Statement Savings $25 0.20% $0.01 $3

Waived with $200 minimum daily balance
Junior Savings

For savers under 18
$25 0.20% n/a n/a n/a
Special Savings IRA $100 Tiered Rates
See chart below
Tiered Rates
See chart below
n/a n/a





$0.01 to $249,999  0.55%
$250,000 to $499,999 0.65%
$500,000 to $999,999 0.75%
$1 million and over 1.00%


Certificates of Deposit (CDs)

Let our experts assist you with a term option that fits your savings goal with a BoR Certificate of Deposit. Our high yield, FDIC-insured, CDs combine security and higher returns on your investment.

  • Competitive interest rates
  • Higher earnings than regular savings
  • Terms from one month - five years
  • Early withdrawal penalties may apply


Kasasa Disclosures
APY=Annual Percentage Yield. APYs accurate as of 01/02/2015. Rates may change after account is opened. Fees may reduce earnings. Minimum to open is $100 for Kasasa Cash and $0 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 3.00%; and (3) balances over $15,000 earn 0.50% interest rate on the portion of the balance over $15,000, resulting in 3.00% - 0.83% APY (depending on the balance). If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest is compounded using the daily balance method. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 1.15%; and (2) balances over $15,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $15,000, resulting in 1.15% - 0.59% APY (depending on the balance.) If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN.


Contact Us Today!