Kasasa Cash

Kasasa Cash

What's more exciting than Bulldog football and the Tiger Marching Band? A free, high-interest checking account that gives you money! Earn an amazing rate and receive nationwide ATM refunds—with Kasasa Cash® every ATM is your ATM!

To qualify for these great rewards, just do a few simple things you probably already do. And you can add savings power by linking it to your Kasasa Saver® account. The future of banking is here… Do you Kasasa?®

  • Nationwide ATM fee refunds (up to $25)*
  • 3.00% APY* on balances up to $15,000
  • 3.00% - 0.83% APY, on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Link to Kasasa Saver for automatic savings
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free eStatements
  • Free Visa® Debit Card
  • Unlimited check writing
  • $100 minimum deposit to open


Receiving Kasasa Cash rewards is easy! Just do the following each monthly qualification cycle:

  • Have 12 debit card purchases post and settle your account
  • Receive your monthly account statement electronically
  • Have one direct deposit or automatic payment (ACH) post and settle

That is it! And if you miss a qualification cycle, don't worry! The account is still free and there's no penalty for not qualifying. You get right back to earning interest and enjoying ATM refunds on the next cycle that you qualify!

Kasasa Cash Qualification Cycles

*APY=Annual Percentage Yield. APYs accurate as of 01/02/2015. Rates may change after account is opened. Fees may reduce earnings. Minimum to open is $100 for Kasasa Cash and $0 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 3.00%; and (3) balances over $15,000 earn 0.50% interest rate on the portion of the balance over $15,000, resulting in 3.00% - 0.83% APY (depending on the balance). If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest is compounded using the daily balance method. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 1.15%; and (2) balances over $15,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $15,000, resulting in 1.15% - 0.59% APY (depending on the balance.) If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN.

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