Kasasa Saver

Kasasa Saver

The power of hands-free savings is yours! The rewards from your free Kasasa Cash®; checking account are automatically transferred to this free Kasasa Saver® account. So you save without even noticing!

Plus, your Kasasa Saver balance earns a great interest rate to boot! All you have to do is meet the easy monthly requirements for Kasasa Cash. Sign up for this awesome account today!

  • Powerful, effortless savings
  • Linked to free Kasasa Cash checking account
  • Automatic transfers of Kasasa Cash rewards
  • 1.15% APY* on Kasasa Saver balances up to $15,000
  • 1.15% -0.59% APY, on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash
  • No monthly service fee
  • No minimum balance requirement
  • Free online banking
  • No minimum deposit to open


Qualifying for Kasasa Cash rewards automatically qualifies you to receive the higher interest rates on Kasasa Saver! All you have to do is the following each monthly qualification cycle on your Kasasa Cash:

  • Have 12 debit card purchases post and settle your account
  • Receive your monthly account statement electronically
  • Have one direct deposit or automatic payment (ACH) post and settle

And if you miss a qualification cycle, don't worry! Both accounts are still free and earn our base interest rate, and you can get back to earning rewards the very next month you qualify.

*APY=Annual Percentage Yield. APYs accurate as of 01/02/2015. Rates may change after account is opened. Fees may reduce earnings. Minimum to open is $100 for Kasasa Cash and $0 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 3.00%; and (3) balances over $15,000 earn 0.50% interest rate on the portion of the balance over $15,000, resulting in 3.00% - 0.83% APY (depending on the balance). If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest is compounded using the daily balance method. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 1.15%; and (2) balances over $15,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $15,000, resulting in 1.15% - 0.59% APY (depending on the balance.) If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN.