Personal Checking

Our checking accounts and services were created with you in mind. From personal banking to online banking, we offer easy-to-use and easy-to-manage checking accounts. Open an account online today, or let one of our friendly Relationship Bankers guide you in choosing the best account for your needs. We’re here for you!

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Minimum to Open Annual Percentage Yield (APY) Minimum Balance to Earn Interest Monthly Service Charge Additional Information
Basic Checking $50 n/a n/a $8

Waived with $1,000 minimum daily balance
Interest Checking $50 0.10% $0.01 $10

Waived with $2,500 minimum daily balance
Kasasa Cash $100 If monthly qualifications are met, 3.00% for balances up to $15,000.  Amounts over $15,000 receive 0.50%.

If monthly qualifications are not met, 0.05% on entire balance.
$0.01 n/a Nationwide ATM fee refunds up to $25/month if monthly qualifications are met.

Monthly Qualifications
1. Have 12 debit card purchases post and settle your account

2. Receive your monthly account statement electronically

3. Have one direct deposit or automatic payment (ACH) post and settle

See below for Kasasa disclosures.
Legends Checking $100,000 Tiered Rates
See chart below
Tiered Rates
See chart below
n/a n/a
Money Market $2,500 0.25% $10,000 $15

Waived with $5,000 minimum daily balance





$0.01 to $249,999  0.25%
$250,000 to $499,999 0.40%
$500,000 to $999,999 0.80%
$1 million and over 1.16%


Kasasa Disclosures
*APY=Annual Percentage Yield. APYs accurate as of 01/02/2015. Rates may change after account is opened. Fees may reduce earnings. Minimum to open is $100 for Kasasa Cash and $0 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 3.00%; and (3) balances over $15,000 earn 0.50% interest rate on the portion of the balance over $15,000, resulting in 3.00% - 0.83% APY (depending on the balance). If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest is compounded using the daily balance method. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 1.15%; and (2) balances over $15,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $15,000, resulting in 1.15% - 0.59% APY (depending on the balance.) If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN.